Licensed Florida Public Adjusters
All Florida public adjusters on our team are licensed and part of the Trusted Adjusters Network
24 Hours a Day, 7 Days a Week
Claims Max is here to help you anywhere in the state of Florida. Around the clock, you can Call or Email.
No Obligation, NONE
If we do not get your insurance company to pay you, you owe us nothing!
What is a Public Adjuster?
A Public Adjuster is an insurance claims adjuster who provides personalized expert assistance to the policyholder in evaluating and negotiating an insurance claim in conjunction with the insurance company’s adjuster. This allows the property owner to receive an accurate analysis of their circumstance and their policyholder rights as early as possible.
The Public Adjuster documents the policyholder’s loss on behalf of that policyholder, taking care of the claim process and helping to document all losses and damages to the insurance company adjuster. The Public Adjuster’s sole responsibility, unlike that of an insurance company adjuster, is to represent the policyholder’s best interest. Generally, a Public Adjuster handles claims for damage to personal property, which results from such perils as fire, lightning, wind, water, vandalism, theft, collapse, hail, flood, etc. The primary responsibility of a public adjuster is to read the policy of insurance to interpret coverage issues, evaluate the damage, prepare an estimate and gather other claim documentation, and negotiate with the insurance company’s adjuster.
Why Hire a Public Adjuster?
The Florida Legislature’s Office of Program Policy Analysis & Government Accountability (OPPAGA) compared the amount of
money recovered on claims that were worked on by public adjusters vs. claims that were not. This is what they found-Policyholders that hired public adjusters for non-catastrophe claims received 574% more money. Policyholders who hired public adjusters for Hurricane claims received 747% more money.
All Florida public adjusters on our team are a part of FAPIA (Florida Association of Public Insurance Adjusters). FAPIA only allows the most professional public adjusters with proven recovery records to be apart of their association. This means that each Florida public adjuster working with us has years of experience recovering maximum insurance payouts for residential and commercial policyholders. Our expert Florida public adjusters specialize in getting maximum insurance payouts for all residential and commercial (business) claims including HOAs and Condo Associations.